Privacy for Profit

How top health websites are sharing sensitive data with advertisers

“Some of the UK’s most popular health websites are sharing people’s sensitive data — including medical symptoms, diagnoses, drug names and menstrual and fertility information — with dozens of companies around the world, ranging from ad-targeting giants such as Google, Amazon, Facebook and Oracle, to lesser-known data-brokers and adtech firms like Scorecard and OpenX. Using …

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How ‘Open Data’ will tip us towards task-free era

Most people would agree that we are on the verge of a significant transformation in the global economy, driven by advances in data and analytics. [..] I believe, though, that as we move into an Open Data world, combined with much better data and analytics capabilities, humans will be able to step back from many …

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PSD2, GDPR and Banking Secrecy: What Role for Consent?

The revision of the payment services European legal framework operated by the Second Payment Services Directive (PSD2) deems to respond to the challenges set forth by the thriving innovation in the industry. Its aim is to allow Fintech companies and incumbent players (aka banks) to keep creating novel business models, while ensuring the enhancement of …

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Has Open Banking changed anything 15 months on?

13th January 2019 marked one year since the UK embarked on its Open Banking experiment. Despite the inevitable teething problems, the initial signs are encouraging, as banks up their game in the face of strong competition from innovative third party products and services. Whith another version of the Open Banking Standard yet to be released, …

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Open banking: clarity provided for banks over ‘opt outs’ and revoking consent

“ANALYSIS: Customer convenience cannot be prioritised over broad aims of payment services laws to open up the market to greater competition and innovation. That is the message a European regulator has delivered to banks in relation to the scope they have to help customers manage and revoke their consent to open banking services.” Open banking: …

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The UX of Consent Models in Open Banking

“Open Banking came into force in January 2018. It was introduced to shake-up the fundamentals of the UK financial sector by aiming to create competition and foster collaboration. It forces the CMA 9 (the nine biggest UK banks) to open up their APIs to Third Party Providers (TPPs) so they can access users’ financial data …

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What is Open Banking?

“ Open Banking is the secure way to give providers access to your financial information. It opens the way to new products and services that could help customers and small to medium-sized businesses get a better deal. It could also give you a more detailed understanding of your accounts, and help you find new ways …

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Healthcare Data Blocking: Fact or Fiction?

The HHS says EHR vendors and providers have been hoarding patient information to maintain their competitive edge, but not all experts agree. In April of 2015, the Department of Health and Human Services (HHS) made headline news by sending a report to Congress entitled: Report on Health Information Blocking.1 The report, which was compiled by …

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Category: Vertical Industry